A Closer Look at the GENIUS Act (S.394)

In Part 1, we looked at the spiritual and prophetic implications of the GENIUS Act. In this follow-up, we’ll examine the actual bill itself—what it says, what it does, and why it matters.

This is not fiction. This is not conspiracy. This is legislation that is now LAW of the LAND. And we encourage every believer to know what is being set in place.

📄 What Is the GENIUS Act?

• Bill Number: S.394 (119th Congress)
• Title: Guiding and Establishing National Innovation for U.S. Stablecoins Act of 2025 (GENIUS Act)
• Introduced: February 4, 2025
• Sponsor: Sen. Bill Hagerty (R-TN)
• Cosponsors: Bipartisan support including Sen. Tim Scott, Sen. Cynthia Lummis, and others
• Committee: Senate Banking, Housing, and Urban Affairs

🔗 Read the Full Bill Here on Congress.gov

📌 Bill Summary

The GENIUS Act lays the legal foundation for the federal regulation of stablecoins—digital assets pegged to fiat currency (like the U.S. dollar). It creates a regulatory framework to oversee non-bank issuers of digital money and brings them under direct federal supervision.

While marketed as a necessary step toward innovation and financial stability, the language and structure of the bill reveal a deeper agenda: centralization of digital money under federal authority.

⚖️ Key Provisions at a Glance

• New Regulatory Category: Introduces “comptroller-regulated entities”—non-bank companies (think fintech or crypto firms) that issue digital stablecoins but are regulated by the Office of the Comptroller of the Currency (OCC).
• Securities Exemptions: Exempts approved stablecoins from securities laws, redefining how digital currency is classified legally.
• Cross-Border Coordination: Includes provisions to recognize international stablecoin frameworks, setting the stage for global financial alignment.
• Supervisory Power: Gives unprecedented authority to federal agencies to monitor, approve, and intervene in stablecoin issuance and activity.

🌍 Context and Observations

• This bill doesn’t exist in a vacuum. It mirrors regulatory moves already underway in Europe, Canada, and Asia.
• Governments worldwide are racing to control digital assets, with many floating or piloting Central Bank Digital Currencies (CBDCs).
• Though S.394 doesn’t create a CBDC directly, it builds the scaffolding for a fully government-sanctioned, programmable, and traceable digital economy.

🧠 What Are Comptroller-Regulated Entities?

A major shift in this bill is the creation of entities that are not banks but are granted authority to issue dollar-backed digital currency.

These entities:

• Are approved and supervised by the OCC
• Must maintain 1:1 reserves for every token issued
• Can operate similarly to banks in function, but without being chartered as such

This creates a new class of federally monitored private issuers of money, outside traditional banking but inside a growing federal system of control.

It’s a subtle but massive change.

🔍 Why This Matters Prophetically

This is exactly the kind of infrastructure the Antichrist system will need:

• Total control of financial access
• Centralized issuance of currency
• Programmable compliance tied to regulation

This is how the world is being prepared for the time when “no one may buy or sell” without approval (Revelation 13:17).

🔗 Verify and Share

We encourage you to study the bill for yourself:

📄 Read S.394 on Congress.gov

This is not fear—it’s fact. And the church must be awake.

Let’s not be caught off guard. The system isn’t coming.

It’s unfolding.

👈 Haven’t read Part 1 yet? Start there to explore the prophetic significance behind the GENIUS Act and how it connects to Revelation.